Innovation that powers smart banking

Driving continuous change since 2009. Now advancing banking with AI.

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Innovation Timeline

From cloud-native banking to agentic AI

Since 2009, Ohpen has continuously evolved its technology to solve new challenges in financial services.

AI advantage

Our architecture is designed to make AI easier to integrate into financial processes.

Unified data and MCP

#1: The context AI agents need to act

Our unified data model gives AI agents consistent context across the platform, while MCP provides a standardised way to access and work with that context.

Open APIs

#2: The capabilities AI agents need to execute

300+ APIs enable authorised agents to access platform capabilities, retrieve information and initiate actions across banking processes.

Central event architecture

#3: The real-time signals AI agents need to respond

More than 850 platform events provide real-time signals as activity happens, enabling agents to respond to changes and trigger the appropriate workflows and actions.

Structured audit trails

#4: The control AI agents need to operate responsibly

Structured audit trails capture actions and changes across the platform, providing the traceability and oversight required when AI agents interact with financial processes.

People Behind the Technology

Turning AI potential into banking solutions

Technology alone doesn’t create meaningful innovation. Ohpen’s Transformation Team brings together AI, engineering and banking expertise to turn new capabilities into practical solutions for our clients.

Data Scientists

Develop models, evaluation methods and AI capabilities.

Platform Engineers

Integrate AI into secure, scalable platform workflows.

Banking Experts

Bring knowledge of financial products and processes.

Client Success

Connect innovation to real client needs and use cases.

AI in Practice

AI projects at Ohpen

See how we’re developing and applying AI across our technology and operations.

In production

Collect & Conclude

Uses LLMs on AWS Bedrock to extract structured data from financial documents, such as salary slips and employer statements, using zero-shot prompting without training data. It replaces legacy rule-based extraction and achieves over 99% column-level extraction accuracy.

Data extraction LLM powered

AI Assisted engineering (Orbis rules)

AI supports our engineering process, from technical design and code generation to testing and business rule configuration in Orbis, Ohpen’s business rules engine. It helps accelerate feature delivery and client onboarding, while every change passes through established review, testing and compliance gates.

Code generation Test generation Configuration LLM-powered

Argus

Argus helps Ohpen teams investigate production issues by combining insights from platform data, application logs and operational systems. It accelerates investigation and issue resolution while keeping specialists in control.

Operations LLM powered Agentic

Alcor

Internal AI-assisted development system that generates, refactors and tests code across Ohpen repositories, with automated guardrails, code review and mandatory human approval.

Generative AI Agentic AI Human-in-the-loop

In development

iWoud

iWoud monitors data extraction, identifies opportunities for improvement and proposes configuration changes for review and implementation by Ohpen specialists.

Data extraction Agentic LLM powered

Prospero

Prospero translates lender requirements written in natural language into a proposed configuration plan, flagging limitations or contradictions to help teams define changes faster and more accurately.

Configuration Self-service LLM-powered

Prism

AI assistant for mortgage brokers that answers complex questions about lender policies and business rules, helping brokers assess case eligibility and find suitable lenders faster.

RAG Conversational AI Agentic AI

BO Mutation Agent

The BO Mutation Agent lets users make changes to live loan dossiers using plain language, from term extensions and product switches to due-date changes. Built on MCP, it connects AI agents to the loan servicing API with authentication and full audit logging.

Loan Servicing Agentic MCP LLM-powered

Minerva

Minerva generates back-office product configurations from external inputs such as product catalogues, reducing the effort required to onboard new products and clients.

Configuration LLM-powered

See what’s next for your banking platform

Explore how ohpen.infobines modern banking technology, deep domain expertise and AI innovation to help you keep evolving.

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